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Terms & Conditions

Please read these terms carefully before using Gawa. Content is managed by the admin team and may be updated from time to time.

Last updated: June 2026

Acceptance of Terms

By creating an account or using Gawa services, you agree to these Terms & Conditions and our privacy practices. If you do not agree, please do not use the platform.

Account Responsibilities

You are responsible for keeping your login credentials, MPIN, and device access secure. Notify us immediately if you suspect unauthorized access to your account or wallet.

Wallet & Transactions

Wallet balances, top-ups, withdrawals, and peer payments must comply with applicable laws and platform limits. Gawa may delay or block transactions flagged for review, fraud prevention, or compliance checks.

Organisation Accounts

Organisation owners are responsible for actions taken by authorised sub users, fund allocations, and approval workflows configured under their organisation profile.

Prohibited Use

You may not use Gawa for unlawful activity, money laundering, harassment, impersonation, or attempts to bypass security controls. We may suspend or terminate accounts that violate these rules.

Limitation of Liability

Gawa is provided on an "as is" basis within the limits permitted by law. We are not liable for indirect losses arising from service interruptions, third-party bank delays, or force majeure events.

Changes & Contact

We may update these terms and will publish revisions on this page. For questions, contact us through Support or Chat with Admin inside your dashboard.